If you have a Secured Loan or a Mortgage you may be eligible for a refund.

Real:life can help you with secured loan or mortgage complaints.

How does it work?

At least 1 in 10 loans show errors or miscalculations which may result in clients being overcharged - often by thousands of pounds.  Through our experienced team of forensic auditors and solicitors we can help assess whether you may be eligible for a refund.

The average refund for this type of claim is £11,000.

Have you borrowed money from any of the lenders below?

  • Accord
  • Amber Homeloans
  • Blemain Finance
  • Capital Home Loans
  • Endeavour Personal Finance
  • First National
  • Firstplus Financial Group plc
  • Future Mortgages
  • GE Money
  • GMAC RFC
  • Igroup
  • Kensington Personal Loans
  • London Mortgage Company
  • Money Partners
  • National Home Loans
  • Nemo Personal Finance
  • Northern Rock
  • Norton Finance
  • Paragon
  • Picture Finance
  • Prestige
  • Southern Pacific Mortgage Ltd (SPML)
  • Swift Advances
  • The Funding Corporation
  • Welcome Finance

How will you know you have a claim? 

The best way to find out is to use our refund calculator or to call us on 01249 822226 and we will ask you a few simple questions relating to your secured loan or mortgage.  This will help us to assess if you have a claim.

Some of the key reasons for being able to make a claim include:

  • Illegal hidden brokers' fees/commission
  • Interest rate errors
  • Excessive account charges
  • Any repossession shortfalls
  • Overcharging due to miscalculation of repayments
  • Mis-Sold PPI
  • "Excessive" arrears penalties

What will it cost to make a claim? 

We operate on a No Win, No Fee basis and will take a percentage of any compensation awarded to you only if we are successful in getting you a refund. The fee that we take is a standard industry amount of 25% plus VAT .  Full Terms and Conditions are included in our Terms of Engagement or are available on request.

To find out if you may be eligible for a refund click here...